Budget snapshot

How I got here…. like a idiot.

2014. Age 22. Maturity level 1/10 I had just moved back to a small town in Western Australia. Thats where I met my wife to be. 6 months later she was pregnant with my first child. Maturity level 3/10 We got engaged and I got my first mining job after being unemployed for 6 months.

Budget planner

Work v play

The Rent to buy house

Since I mentioned the house situation I thought I’d explain it Incase people are wondering. I’ve entered a contract to rent a house for $150 a week for 5 years or until I can buy the house for $70k The house is not a pretty sight but with a credit score lower than my IQ

Bank accounts

Having only started today I’ve got an extremely challenging climb ahead. I had bank accounts with Westpac, ANZ, ING, and Commbank. I used them to move money around to avoid bills and direct debits. I chose one bank to commit to. Commbank came out on top purely from product choices down the line. I have

A summary of my stupid predicament

Hi Reader, My name is Blake and I’m an idiot. I am 28 years old, have $120k+ of debt with zero actual assets. Bam! That’s hard to actually admit. But I intend to fix this over the next few years and thought a blog might help me be accountable and to maybe help someone else